You’ve heard the horror stories. High winds rip high tunnels to shreds. Freak snowstorm knocks down pole barn. Wildfire burns all of the structures on the farm including the beautiful, historic barn and all of its contents. The damage to the farm structures and equipment you’ve toiled to build and repair is itself is a tragedy hard to stomach. But then, when you find out there was no insurance to cover the damage, this is a second awful blow.
How do you make sure you’re not left out in the cold? You get educated and get the right insurance. We can help. Our free resource, Farm Property Insurance Basics, provides essential knowledge on property insurance for your farm or ranch. In another free resource, Podcast Episode Seven: Got Coverage?, you can hear directly from an experienced farmer about property damage coverage and how critical it is to the farm business.
If you’d like tailored guidance in preparation for meeting with an insurance agent, read Farm Property Insurance Strategies, or if listening or watching is more your jam, check out Managing Your Farming Legal Risks with Insurance: A Farm Commons Tutorial, which includes a module on property insurance, including farm structures and equipment.
If you are specifically worried about damage to your farm vehicles, then auto insurance may be right for you. Check out Farm Auto Insurance Options for information about choosing the right auto insurance for your farm or ranch business.
For an interactive learning experience on your own schedule, take our self-paced course Property and Auto Insurance Planning for Agricultural Producers. This self-paced course provides agricultural producers with a prioritization system for identifying property and auto insurance needs so they can create a plan to get that coverage.
