With climate change comes increasing unpredictability. Storm damage, severe flooding, fire, hurricanes, wind and hail storms are increasing in frequency in many areas around the country and world.

What can farmers and ranchers do in the face of a changing climate? From a legal perspective, insurance is a key risk management strategy for protecting essential property, products, equipment, and growing crops and livestock on your farm or ranch. Read our free Farm Property Insurance Basics guide to learn how property coverage can increase your resilience in the case of a devastating weather event. If you’re interested in protecting your crops and livestock, be sure to check out our free Crop and Livestock Insurance Basics guide. If you’d like tailored guidance in preparation for meeting with an insurance agent, read Farm Property Insurance Strategies and Crop and Livestock Insurance Options for Diversified Operations.