00:27:25
Injuries to farm and ranch owners while at work are common. Accidents happen! Tune in to learn how farmers and ranchers can manage and prevent disabling dangers with three key insurance options. Episode 62.
0:00 – Managing Health and Safety on Farms
2:20 – Injuries on Farms and Ranches
5:35 – Health Insurance and Work-Related Injuries
9:05 – Workers’ Compensation and Disability Insurance
15:05 – Safety Practices and Prevention
17:11 – Disability and Life Insurance Options
23:03 – Income Reporting and Insurance Coverage
25:27 – Resources and Future Updates
Injuries to farm and ranch owners while at work are common. Accidents can happen with PTO tractor attachments, trailers that get unhitched, gates that malfunction on you, the list goes on. These dangers can lead to lost digits and limbs, which impacts the business and the farmer or rancher’s future livelihood. A key question for owners to ask themselves is: what kind of coverage do I have for work-related injuries right now? In this episode, we provide strategies for answering this question as well as explain how workers’ compensation, disability insurance, and life insurance can be options for covering lost wages, chronic illness, or other debilitating conditions that leave you less able to earn your income on the farm or ranch.
To access a full transcript of this episode, please click here.
Resources mentioned:
This work is supported by the Farm and Ranch Stress Assistance Network (FRSAN), grant no. 2021-70035-35372/project accession no. 1027099, from the U.S. Department of Agriculture, National Institute of Food and Agriculture.
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