00:27:42
Join us in walking through best practices farmers and ranchers can follow to support a positive outcome on a liability insurance claim. Episode 57.
0:00 – History and Evolution of Insurance
3:35 – Understanding Insurance Coverage
5:15 – Coverage for Unavoidable Natural Causes
10:15 – Good Farming Practices and Innovative Techniques
18:53 – Avoiding Negligence and Mismanagement
20:45 – Exclusions and Additional Risks
23:04 – Steps to Make an Insurance Claim
25:54 – Best Practices for Liability Insurance
Do you have liability insurance that covers the operations on your farm or ranch? If so, what’s your understanding of what that insurance covers? Do you know what steps you need to to take if and when you need to file a claim? If you’re not sure or you need a refresher, don’t worry and tune in!
In this episode, we explain what crop and livestock insurance and other liability insurance policies typically cover and what they don’t. We also review what you can expect from the claims filing process and how to manage the steps of filing a claim while in the midst of a stressful loss on the farm or ranch. Listeners will take away best practices for understanding your coverage and key skills for when it’s time to file a claim.
This material is funded in partnership by USDA, Risk Management Agency, under award number RMA22CPT0012392.
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