61 minutes
In this webinar, explore three common health benefit options: 1) group health insurance plans, 2) Qualified Small Employer Health Reimbursement Arrangements (QSEHRA), and 3) health benefit stipends.
0:20 – Introduction
WEBINAR:
3:46 – Reasons to offer health insurance
6:08 – Health Insurance Plans
12:30 – SHOP program
26:07 – Stipend and Reimbursement
35:05 – QSEHRA (Qualified Small Business Employer Health Insurance Reimbursement Arrangement)
50:00 – Conclusion & next steps
Q&A’s:
52:42 – If the employee has multiple jobs and they have health insurance through their other job, are they still eligible for monthly reimbursement?
55:02 – Is there data collected for what insurance should cost?
57:00 – What is a reasonable cost for insurance?
59:34 – Tax exemptions
Choosing the right health benefit option for your farm employees can be complex and overwhelming. However, with careful research and effective communication, offering health benefits can be a win-win for the farm and its employees. Reduce the overwhelm and gain clarity through this recorded webinar. Participants will explore three common health benefit options: 1) group health insurance plans, 2) Qualified Small Employer Health Reimbursement Arrangements (QSEHRA), and 3) health benefit stipends.
This material is based upon work that is supported by the National Institute of Food and Agriculture, U.S. Department of Agriculture, under award number 2023-38640-39572 through the Southern Sustainable Agriculture Research and Education program under subaward number LS21-803. USDA is an equal opportunity employer and service provider.
